Questions for Dave Wertz - What about existing homeowners?

[adaisy]

Since THP is posting on the board again after almost 3 months of getting information to be used for THEIR OWN BENEFIT as seen here :

http://www.wheresbuilder.com/forum/5096-post47.html

Those of you new or may have forgotten...

Thp contact!!!

I thought I'd throw out some of my own questions.

So... hundreds of thousands of dollars will be set aside for repayment of deposits (that should have been in escrow to begin with)if THP isn't able to build someones house during bankruptcy ...why is there no mention of money being set aside for people like me who have incomplete homes and liens? One can only feel that because THP has our money we are no longer important ...Are these new home buyers going to be forgotten the day after settlement like we have? Will there be a lack of customer service like we have experienced even before bankruptcy? Are they going to be made to feel guilty for asking for things they need fixed like we have? My number one question to you Dave is why do I have to pay Tim & Todd's bills? I pay my mortgage every month. I pay for these things I have liens on my home for EVERY MONTH. I have a family...you know this because you've met them. Are you (THP & friends) having a hard time sleeping at night because you think you made a bad decision for your children? Does the question of how you're going to pay for a new driveway, a yard and some other jerks bills keep you up at night? I don't think its too much to ask for some answers on a public forum that you and others use as a resource day in and day out. Thank you.

[administrator]

Selfish bump.

[alzambito]

Agreed...I think there has been a lot of attention paid to people getting their deposits back. I think an equal amount of attention needs to be paid to those of us who have paid in full for (or mortgaged) an incomplete home. Yes, I have a home to live in, but there were promises made that things would be fixed that will never be fixed unless we pay for them again ourselves. We have to pave our own driveways, pay for our own warranteed HVAC that has broken a few times already in one year, pay to re-landscape our yards even though THP promised to come back in the spring and re-seed, etc. I know these sound frivilous to those of you living in limbo, but you will probably be able to get out of your contracts, we are stuck in incomplete homes that this company has forgotten because we will cost them money that they don't have. These things add up to much more than $10,000 down payments in the long run. We are all in crappy situations, and I am glad that someone brought some light to ours.

[clancy]

Originally Posted by alzambito

Agreed...I think there has been a lot of attention paid to people getting their deposits back. I think an equal amount of attention needs to be paid to those of us who have paid in full for (or mortgaged) an incomplete home. Yes, I have a home to live in, but there were promises made that things would be fixed that will never be fixed unless we pay for them again ourselves. We have to pave our own driveways, pay for our own warranteed HVAC that has broken a few times already in one year, pay to re-landscape our yards even though THP promised to come back in the spring and re-seed, etc. I know these sound frivilous to those of you living in limbo, but you will probably be able to get out of your contracts, we are stuck in incomplete homes that this company has forgotten because we will cost them money that they don't have. These things add up to much more than $10,000 down payments in the long run. We are all in crappy situations, and I am glad that someone brought some light to ours.

Well they don't sound like small issues to me, i feel bad for every single person on here that is in any of these situations. But let's not start throwing $$$$ amounts around, cause we only put down $5000.00, which may not be alot to some people but it is to us. Now even though we only put down that amount we have the possibility of losing about $18,000.00 ($8000.00 first time homebuyer tax credit plus $5000.00 THP was putting towards our closing costs) and on top of this all i work for the state and we are working without getting PAID. So please don't think we don't care about the other people on here (cause we've mad alot of new friends through this, all of which are in different situations) but please don't start throwing around $$$$ amounts cause you don't even come close to knowing other people's situations. EVERYONE ON HERE IS FOR THE MOST PART IN A CRAPPY SITUATION!!!!!!!!!!!!!

[LeftHanging]

Originally Posted by alzambito

Agreed...I think there has been a lot of attention paid to people getting their deposits back. I think an equal amount of attention needs to be paid to those of us who have paid in full for (or mortgaged) an incomplete home. Yes, I have a home to live in, but there were promises made that things would be fixed that will never be fixed unless we pay for them again ourselves. We have to pave our own driveways, pay for our own warranteed HVAC that has broken a few times already in one year, pay to re-landscape our yards even though THP promised to come back in the spring and re-seed, etc. I know these sound frivilous to those of you living in limbo, but you will probably be able to get out of your contracts, we are stuck in incomplete homes that this company has forgotten because we will cost them money that they don't have. These things add up to much more than $10,000 down payments in the long run. We are all in crappy situations, and I am glad that someone brought some light to ours.

I do have a question and I don't mean to make light of your situation, but why would you settle on a home that was not completed? I know that there are a lot of you out there in the same situation. Please don't take this as anything else but a question. I have been on this board since the beginning and many of you know me. (not personally) but they know I would never say thing to insinuate anything but a question.

[adaisy]

Originally Posted by clancy

Well they don't sound like small issues to me, i feel bad for every single person on here that is in any of these situations. But let's not start throwing $$$$ amounts around, cause we only put down $5000.00, which may not be alot to some people but it is to us. Now even though we only put down that amount we have the possibility of losing about $18,000.00 ($8000.00 first time homebuyer tax credit plus $5000.00 THP was putting towards our closing costs) and on top of this all i work for the state and we are working without getting PAID. So please don't think we don't care about the other people on here (cause we've mad alot of new friends through this, all of which are in different situations) but please don't start throwing around $$$$ amounts cause you don't even come close to knowing other people's situations. EVERYONE ON HERE IS FOR THE MOST PART IN A CRAPPY SITUATION!!!!!!!!!!!!!

Clancy I agree with you...everyones situation sucks....from homeowners to potential homeowners to subs and even THP employees. I wasn't trying to say my problems were any more important than yours ...just different. Hopefully you didn't take it that way.

[adaisy]

Originally Posted by LeftHanging

I do have a question and I don't mean to make light of your situation, but why would you settle on a home that was not completed? I know that there are a lot of you out there in the same situation. Please don't take this as anything else but a question. I have been on this board since the beginning and many of you know me. (not personally) but they know I would never say thing to insinuate anything but a question.

I can only speak for myself on this one...But we had a few reasons we settled before our home was complete. The most important being that my daughter was born only two weeks before our settlement date with breathing problems and a kidney condition - we needed to be settled i a home to make sure we were taking care of her as best we could. Also our house was sold and the settlement for both houses were on the same day. It may not have been the smartest thing to do but unfortunately we had a lot on our plate at that time.

[LeftHanging]

Originally Posted by adaisy

I can only speak for myself on this one...But we had a few reasons we settled before our home was complete. The most important being that my daughter was born only two weeks before our settlement date with breathing problems and a kidney condition - we needed to be settled i a home to make sure we were taking care of her as best we could. Also our house was sold and the settlement for both houses were on the same day. It may not have been the smartest thing to do but unfortunately we had a lot on our plate at that time.

As I was saying-I was just interested in knowing why someone would settle without the house being finished. Again, nothing by it, just curious.....We are all in a crappy situation. Whether you put down $1.00 or $25,000 dollars, its alot of money and it belongs to us NOT THP.

I hope your daughter is doing better.

[administrator]

Perspective. Blah, blah, blah.

There's one source of the problem here. THP. While some people may be upset, concerned, put off, whatever word you want here with one another fighting for their stake or valuing theirs higher or less than another, we probably can all agree - the source of the problem is THP.

As many know, this site wouldn't or will not exist (at least in its current form) if all this was resolved.

Unfortunately, for everyone, we are a VERY long way away from that. That's reality.

There may be a lot of things people wish they did better or different but it doesnt matter and doesnt change anything at this stage.

(And for our personal situation... I don't like "playing that card" with the baby but it is what it is. We needed the house. A THP punchlist is worth less than the paper it's written on today. And like others, it's not like we settled (back in March) and rolled over... Especially when lien intents starting coming in just a week or two after settling... I was working EVERY damn day with THP to say where's this, where's that? Oh, it's coming I would hear. Two weeks, two weeks has been a VERY long running theme. An education on the montco court system and I can easily see why I never got things done. People were putting liens on THP themselves for a good while. This bankruptcy / not paying subs and vendors didn't happen overnight!)

I'm still waiting for Dave to respond to this thread, as he is finding time to answer others, but, I'm not going to hold my breath.

And Dave / THP - its not just me looking for these answers. Some people are just too fearful or trained by now to speak up for themselves. But, you can see others in this very thread.

And as more people start needing warranty work.... Walk throughs .. Etc... There's more people going to start to understand "how" or "why" this site exists and is a resource to so many for different reasons.

[B_robert]

Still holding your breath on those answers?